How much money should I bring and in which form?

Panama uses US Dollar as a currency (locally known as the Balboa). Major credit cards are widely accepted, and ATM’s can found at almost every corner of towns and cities, although not many banks accept traveler’s checks or foreign debit cards. As a safety precaution, it is not advisable to carry very large amounts of cash; you can also pay with credit card in most stores and restaurants. Keep in mind that showing your ID or a passport copy is required when paying by credit card.

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